Disbursement - payout
Alexpay enables you to seamlessly disburse funds to beneficiaries through two secure payout channels: Mobile Money and Bank Transfers. Whether you're building a payroll system, vendor settlement workflow, refund engine, or automated disbursement service, Alexpay’s flexible payout APIs give you full control while ensuring fast, reliable, and secure transactions.
Payouts are processed programmatically through our APIs, allowing you to trigger payments directly from your backend systems with real‑time tracking and webhook notifications.
Payout Methods Supported
Alexpay currently supports two payout options:
Mobile Money Payouts: Send funds directly to a recipient’s mobile wallet. Supported networks include:
MTN Mobile Money
Telecel Cash
Bank Payouts: Transfer funds directly to a recipient’s bank account.
How Payouts Work
Alexpay supports a unified payout process regardless of the payout method you choose:
Initiate Payout: Send a server‑side request to the Payout Initiation endpoint. This request includes the beneficiary details (mobile wallet or bank account) and the amount to be transferred.
Payout Processing: Alexpay processes the payout based on the selected method:
Mobile Money payouts are delivered to the recipient’s wallet.
Bank payouts are routed securely through banking networks.
Receive Payout Status Updates:
Alexpay notifies your application of every status update through:
Webhook notifications, and
The Status endpoint, which allows you to query the payout state at any time.
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